Limited Liability Floor Installation Insurance

The first insurance coverage in which flooring contractors need to invest is a commercial general liability policy.

Limited liability floor installation insurance. This type of policy provides financial protection to business owners if clients or visitors to a work site suffer bodily injuries. Floor laying finishing and refinishing operations are specialty carpentry exposures involving the actual construction and laying of floors in residential or commercial buildings. Whether your clients are residential or businesses they must manage the schedules manage the employees keep on general liability insurance for flooring installers empire underwriters llc. Commercial general liability policy.

Be it a third party slipping over the tiled floor in your showroom or you damaging a customer s property during installation public liability insurance can protect you and your business. Equipment breakdown if your flooring installation equipment breaks down you will lose time and money waiting for repairs. Their buildzoom score of 0 does not rank in the top 50 of new jersey contractors. If a customer sues over property damage or a company vehicle is involved in an accident legal bills could lead to bankruptcy.

Insurance for floor installation. Owning a flooring contracting business can be hectic and stressful. There are many types of business insurance policies from general liability insurance to workers compensation and more which you may encounter. Public liability insurance can protect you against legal liability for property damage or personal injury to a third party as a result of your work.

Flooring contractor insurance can cover attorney s fees medical bills and more. Learn which types of insurance policies will keep your company and personal assets safe. The installation floater covers property owned by the insured contractor but may also cover certain property owned by others that is in the contractor s care. An installation floater can be written on its own or as part of a package policy that also includes property and commercial general liability coverages.

If you are thinking of hiring garcia flooring installation limited liability company we recommend double checking their license status with the license board and using our bidding system to get competitive quotes. From hardwood to carpet installation your small business faces big risks. Business insurance is designed to protect your small business from financial harm. Junk removal businesses face their own specific set of risks and liabilities.

This may or may not include the installation of floor coverings such as linoleum tile or carpeting.